Mediclaim

Mediclaim

Insurance companies that are offering products covering one or more systems of AYUSH treatment

Insurance Regulatory and Development Authority of India (IRDAI) has informed and provided a list of the following fifteen (15) General Insurance Companies and Standalone Health Insurance companies that are offering products covering one or more systems of AYUSH treatment :



New India Assurance Co.Ltd.

Oriental Insurance Co.Ltd.



United India Insurance Co.Ltd.



National Insurance
Co.Ltd.

Tata AIG General Insurance Co.Ltd



Bharati AXA General Insurance
Co.Ltd




Bajaj Allianz General Insurance
Co.Ltd

Universal Sompo General Insurance Co.Ltd

Magma HDI General Insurance Co.Ltd

Star Health Allied Insurance Co.Ltd

CIGNA TTK Health Insurance Co.Ltd

Cashless Mediclaim Facility Available



HDFC Ergo General Insurance



Reliance General
Insurance




Liberty General
Insurance




Apollo Munich Health Insurance



Realiance Health
Insurance

AYUSH Coverage in Govt. Insurance Companies

In day to day practice it's a very common question whether Ayush has any coverage in Mediclaim policies?
The answer is Yes.

The Below four govt insurance companies namely
1.The New India Insurance Co.Ltd,
2.Oriental Insurance Co.Ltd,
3.United India Insurance Co.Ltd,
4.National Insurance Co.Ltd. Offers 7 Mediclaim policies, which includes benefit of Ayush coverage.

Below chart describes the coverage of Ayush for all four Govt. Insurance companies (PSU).

Please Note "SUM INSURED" (SI) is a maximum amount that an insurance company will pay i,e. total coverage amount of Policy.

New Indian Insurance New India Asha Kiran Policy New India Asha Mediclaim Policy Senior citizen Mediclaim Policy Family Floater Policy Janata Mediclaim
Ayush Coverage 25% of the sum insured 25% of the sum insured 25% of the sum insured 25% of the sum insured 25% of the sum insured
United India Insurance Co. Family Medicare 2014 Gold Platnium Senior citizen
Ayush Coverage Up To SI Up To SI Up To SI Up To SI Up To SI
Oriental Insurance company Family Medicare 2017 Happy Family Floater Policy-2015 Pravasi Bharatiya Bima Yojana-2017 Oriental Happy Cash
Ayush Coverage Up To SI Up To SI Up To SI Up To SI Up To SI
National Insurance company National Mediclaim Policy National Parivar Mediclaim National Parivar Mediclaim Plus Policy
Ayush Coverage Up To SI Up To SI Up To SI